QUB Capital · Payment Infrastructure

Payments.
Without borders.

Local pay-in, payout and settlement rails across Russia, CIS, GCC, Vietnam and Africa — presented through one commercial layer.

Explore solutionsRequest commercial terms
Pay-in · Payout · Local methods · USDT / USDC settlement on specified solutions

Local rails.
Global ambition.

Commercial methods currently available across QUB's offer. Rates below are merchant-facing terms and may be subject to onboarding and availability.

🇷🇺 RUSSIA · CLASSIC RUB
Local payment details
19%
1,000–4,999 RUB
5,000–9,99918%
10,000+12.5%
🇷🇺 RUSSIA · MOBILE COMMERCE
Mobile payments
22%
100–15,000 RUB
CIS · UZS DEEPLINKS
Deeplink pay-in
9%
1,000–150,000
CIS · TJS DEEPLINKS
Deeplink pay-in
8%
1,000–150,000
TJS · ALFA DETAILS
Bank payment details
11%
1,000–150,000
CROSS-BORDER · SBP / C2C
Alfa Bank / Other banks
Alfa Bank13%
Other banks7%
Range: 1,000–150,000
PAY-IN · WHITE TRIANGLES
20.5%
1,000–10,000
🇻🇳 VIETNAM · QR
4.5%
100–150,000
🇷🇺 → 🇦🇷 RUSSIA / ARGENTINA
8%
1,000–150,000

Settlement
that moves.

For the listed Russia / CIS methods.

T+0
USDTSettlement currency
Rapira Red Top 1Exchange rate reference
1–5 USDTWithdrawal fee by amount

Withdrawal fee: 5 USDT from 1,000 USDT · 3 USDT from 3,000 USDT · 1 USDT from 5,000 USDT.

GCC.
Cards & wallets.

Card processing coverage across six Gulf markets with settlement in stablecoins.

🇦🇪 🇸🇦 🇶🇦 🇰🇼 🇴🇲 🇧🇭
UAE · Saudi Arabia · Qatar · Kuwait · Oman · Bahrain
VisaMastercardApple PayUSDEURGBP
Pay-in7.5%
Payout4.75%
SETTLEMENT
T+5
USDT / USDC · 1% settlement fee
Rolling reserve: 10% / 180 days
Fixed cap: EUR 200,000
Additional GCC fees
Min payout fee · 1.5 EURFixed · 0.25 EUR / 0.30 USD / 0.22 GBPRefund · 3 EUR / 4 USD / 2 GBPChargeback · 70 EUR / 85 USD / 60 GBP

Settlement frequency: daily, semi-weekly or weekly depending on weekly transaction volume.

Africa.
Mobile first.

Local mobile money and bank-transfer methods across 15 markets.

🇨🇮 IVORY COAST
MTN · Moov · Orange · Wave
Pay-in6.5%
Payout4.5%
Settlement 2.5%
🇧🇫 BURKINA FASO
Orange
Pay-in6.5%
Payout5.5%
Settlement 2.5%
🇧🇯 BENIN
MTN · Moov · Celtis
Pay-in6.5%
Payout5%
Settlement 2.5%
🇸🇳 SENEGAL
Yas · Orange · Wave
Pay-in6.5%
Payout5%
Settlement 2.5%
🇷🇼 RWANDA
MTN · Airtel Money
Pay-in7%
Payout4.5%
Settlement 2.5%
🇺🇬 UGANDA
Airtel · MTN
Pay-in5.5%
Payout4%
Settlement 2.5%
🇰🇪 KENYA
M-Pesa · Airtel
Pay-in4.5%
Payout3.5%
Settlement 2.5%
🇿🇲 ZAMBIA
Zamtel · MTN · Airtel Money
Pay-in5.5%
Payout4.5%
Settlement 2.5%
🇬🇭 GHANA
AT · Telecel · MTN
Pay-in6%
Payout5%
Settlement 2.5%
🇹🇿 TANZANIA
Tigo · Vodafone · Airtel · Halotel
Pay-in5.5%
Payout3.5%
Settlement 2.5%
🇪🇬 EGYPT
Orange · Fawry · Vodafone · Etisalat · Bank · Cards
Pay-in6.5%
Payout3.5%
Settlement 4% · MoMo payout fixed 6 EGP · Bank payout fixed 45 EGP
🇸🇱 SIERRA LEONE
Orange
Pay-in6.5%
Payout5%
Settlement 2.5%
🇬🇲 GAMBIA
Gamcell · Qcell · Africell
Pay-in6.5%
Payout6%
Settlement 2.5%
🇳🇬 NIGERIA
Bank Transfer
Pay-in4.5%
Payout2%
+ 500 NGN payout · Settlement 2.5%
🇲🇦 MOROCCO
Bank Transfer
Pay-in10%
Payout5%
Settlement 2.5%

Build your next payment route.

Share your target GEO, monthly volume, average transaction size and required pay-in / payout methods. We’ll match the relevant commercial terms.

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